How to read these rates
Employee references are annual US median wages for the cited BLS occupation, which may cover several career paths. Freelance examples add $15,000 for benefits and $20,000 for business costs, then divide by 1,200 billable hours a year. Annual figures are rounded to the nearest $1,000 and hourly figures to the nearest dollar. Figures are before personal taxes, with no percentage fees. Open a guide to see the source or adjust the assumptions in the calculator.
Fintech & financial services
- Employee reference
- $102K/yr
- Freelance example
- $114/hr
BLS · May 2025 · Management analysts
Reviews financial activity under approved anti-money-laundering procedures, organizing evidence and escalation without treating automated alerts as conclusions about customers.
View career → Anti-money laundering analyst
Fintech & financial services
- Employee reference
- $140K/yr
- Freelance example
- $145/hr
BLS · May 2025 · Database Architects
Builds controlled financial-data pipelines with traceable transformations, access boundaries, and reconciliation checks so downstream teams can understand where their records originate.
View career → Banking data engineer
Fintech & financial services
- Employee reference
- $136K/yr
- Freelance example
- $142/hr
BLS · May 2025 · Software Developers
Builds and tests blockchain software components, focusing on protocol behavior, authorization, observability, and failure cases rather than promising token value or investment returns.
View career → Blockchain protocol developer
Fintech & financial services
- Employee reference
- $102K/yr
- Freelance example
- $114/hr
BLS · May 2025 · Project management specialists
Coordinates card-program delivery across product, operations, processors, and compliance owners, making launch dependencies and ongoing service responsibilities explicit.
View career → Card program manager
Fintech & financial services
- Employee reference
- $102K/yr
- Freelance example
- $114/hr
BLS · May 2025 · Management analysts
Organizes disputed-payment evidence and deadlines under approved payment-network processes, maintaining clear records without assuming every dispute can or should be contested.
View career → Chargeback analyst
Fintech & financial services
- Employee reference
- $106K/yr
- Freelance example
- $117/hr
BLS · May 2025 · Computer systems analysts
Helps financial institutions configure banking systems, migrate approved data, validate workflows, and prepare operational handovers under institutional control and review.
View career → Core banking implementation consultant
Fintech & financial services
- Employee reference
- $103K/yr
- Freelance example
- $115/hr
BLS · May 2025 · Financial and investment analysts
Evaluates credit-related evidence and portfolio patterns under approved institutional models, explaining assumptions, uncertainty, and decision limitations rather than promising accurate individual predictions.
View career → Credit risk analyst
Fintech & financial services
- Employee reference
- $102K/yr
- Freelance example
- $114/hr
BLS · May 2025 · Management analysts
Reviews onboarding information and risk evidence within a financial institution's approved customer due diligence process, documenting gaps and decisions for authorized reviewers.
View career → Customer due diligence analyst
Fintech & financial services
- Employee reference
- $104K/yr
- Freelance example
- $116/hr
BLS · May 2025 · Web and digital interface designers
Designs understandable banking interfaces around user goals, financial comprehension, accessibility, and trustworthy communication of balances, permissions, and transaction status.
View career → Digital banking UX designer
Fintech & financial services
- Employee reference
- $90K/yr
- Freelance example
- $105/hr
BLS · May 2025 · Technical writers
Documents financial APIs so authorized integrators understand authentication, data contracts, lifecycle events, and error recovery without relying on undocumented operational assumptions.
View career → Financial API technical writer
Fintech & financial services
- Employee reference
- $102K/yr
- Freelance example
- $114/hr
BLS · May 2025 · Management analysts
Organizes complex financial-crime evidence, timelines, and investigative questions within authorized procedures, maintaining source traceability and careful separation between facts and hypotheses.
View career → Financial crime investigator
Fintech & financial services
- Employee reference
- $129K/yr
- Freelance example
- $137/hr
BLS · May 2025 · Information Security Analysts
Examines how financial information is collected, accessed, shared, and retained, turning documented requirements into reviewable controls under authorized privacy and legal ownership.
View career → Financial data privacy analyst
Fintech & financial services
- Employee reference
- $84K/yr
- Freelance example
- $99/hr
BLS · May 2025 · Accountants and auditors
Investigates differences between financial records, transaction events, and ledger balances, documenting corrections and unresolved questions under appropriate accounting and operational review.
View career → Financial reconciliation analyst
Fintech & financial services
- Employee reference
- $106K/yr
- Freelance example
- $117/hr
BLS · May 2025 · Computer systems analysts
Automates repeatable financial reporting steps while preserving reconciliations, review ownership, traceability, and the distinction between a generated report and an approved financial statement.
View career → Financial reporting automation consultant
Fintech & financial services
- Employee reference
- $106K/yr
- Freelance example
- $117/hr
BLS · May 2025 · Computer systems analysts
Identifies barriers in financial-service journeys through authorized accessibility testing, clear remediation evidence, and collaboration with teams responsible for sensitive user interactions.
View career → Financial services accessibility consultant
Fintech & financial services
- Employee reference
- $106K/yr
- Freelance example
- $117/hr
BLS · May 2025 · Computer systems analysts
Helps financial-service clients adopt systems through approved onboarding, configuration, training, and handover, making responsibilities around identity information and account access explicit.
View career → Fintech customer onboarding consultant
Fintech & financial services
- Employee reference
- $129K/yr
- Freelance example
- $137/hr
BLS · May 2025 · Information Security Analysts
Investigates security exposure in financial systems through authorized monitoring, evidence analysis, and escalation, keeping customer data and operational responsibilities within approved boundaries.
View career → Fintech cybersecurity analyst
Fintech & financial services
- Employee reference
- $79K/yr
- Freelance example
- $95/hr
BLS · May 2025 · Market research analysts
Designs acquisition and activation experiments for financial products, aligning claims, audience targeting, consent, and measurement with approved product and compliance requirements.
View career → Fintech growth marketer
Fintech & financial services
- Employee reference
- $89K/yr
- Freelance example
- $103/hr
BLS · May 2025 · Operations Research Analysts
Investigates suspicious transaction patterns using evidence, documented procedures, and careful escalation while distinguishing indicators from proof of wrongdoing.
View career → Fraud analyst
Fintech & financial services
- Employee reference
- $103K/yr
- Freelance example
- $115/hr
BLS · May 2025 · Financial and investment analysts
Analyzes insurance-related data and pricing assumptions within approved actuarial and governance processes, distinguishing analytical support from authority to set regulated product terms.
View career → Insurance pricing analyst
Fintech & financial services
- Employee reference
- $102K/yr
- Freelance example
- $114/hr
BLS · May 2025 · Management analysts
Translates insurance workflows into system requirements, connecting policy administration, claims handling, customer communication, and evidence needed by authorized operational and compliance reviewers.
View career → Insurance technology business analyst
Fintech & financial services
- Employee reference
- $104K/yr
- Freelance example
- $116/hr
BLS · May 2025 · Software Quality Assurance Analysts and Testers
Tests lending software for reliable workflows, accurate statuses, access boundaries, and consistent implementation of approved rules without treating passing tests as lending-policy approval.
View career → Lending platform QA analyst
Fintech & financial services
- Employee reference
- $102K/yr
- Freelance example
- $114/hr
BLS · May 2025 · Management analysts
Guides merchants through approved account onboarding, documentation, integration readiness, and operational questions while keeping underwriting and compliance decisions with authorized reviewers.
View career → Merchant onboarding specialist
Fintech & financial services
- Employee reference
- $120K/yr
- Freelance example
- $129/hr
BLS · May 2025 · Data Scientists
Examines financial models for conceptual weaknesses, data issues, and misuse, documenting validation evidence and limitations for independent review and governance.
View career → Model risk analyst
Fintech & financial services
- Employee reference
- $136K/yr
- Freelance example
- $142/hr
BLS · May 2025 · Software Developers
Builds authorized banking-data integrations with attention to consent, authentication, data consistency, and failure handling across different institutions and API contracts.
View career → Open banking engineer
Fintech & financial services
- Employee reference
- $102K/yr
- Freelance example
- $114/hr
BLS · May 2025 · Management analysts
Tracks payment exceptions, reconciliation breaks, and operational handoffs so financial teams can investigate issues and maintain reliable transaction records.
View career → Payments operations analyst
Fintech & financial services
- Employee reference
- $102K/yr
- Freelance example
- $114/hr
BLS · May 2025 · Management analysts
Shapes payment experiences around merchant needs, transaction reliability, operational constraints, and clear ownership of exceptions across the payment lifecycle.
View career → Payments product manager
Fintech & financial services
- Employee reference
- $106K/yr
- Freelance example
- $117/hr
BLS · May 2025 · Computer systems analysts
Designs systems that help organizations collect compliance evidence, apply approved rules, and preserve reviewability without turning software implementation into a legal compliance guarantee.
View career → Regulatory technology solutions architect
Fintech & financial services
- Employee reference
- $103K/yr
- Freelance example
- $115/hr
BLS · May 2025 · Financial and investment analysts
Supports organizational cash and liquidity planning by reconciling financial information, modeling scenarios, and documenting assumptions for authorized treasury decision makers.
View career → Treasury analyst
Fintech & financial services
- Employee reference
- $104K/yr
- Freelance example
- $116/hr
BLS · May 2025 · Web and digital interface designers
Designs financial-service tools that make account information, user permissions, fees, and uncertainty understandable without implying that interface clarity removes investment risk.
View career → Wealth technology product designer